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NI Small Business Loan Fund

Grow your business with NI Small Business Loan Fund

The NI Small Business Loan Fund is part of Invest NI’s Access to Finance Strategy, managed and delivered in Northern Ireland through the partnership of Enterprise NI and Ulster Community Finance Ltd. 

  • Loans range up to £100k for existing businesses and up to £15k for start-ups.
  • Funding can be provided for a range of purposes including Working Capital, Asset Purchases, Growth Finance, Start-Up Costs, and Match Funding.

What can I apply for funding for?

Business Start Up
Cost

Expansion or Growth
Finance

Working
Capital

New Product of
Market Development

Match
Funding

New Asset
Purchases

To be eligible to apply for a NI Small Business Loan Fund, you must meet the following criteria:

  • Businesses must be predominantly based in Northern Ireland and have been unable to access mainstream finance.
  • Flexible term up to five years with flexible repayment breaks with no penalty.
  • Full early settlement rebate.
  • Personal support every step of the way.
  • The fund lends to individuals for business purposes and Limited Companies. Loans are typically unsecured however Personal Guarantees may be sought.*
  • Business Loan pricing quotes can be obtained using the loan calculator.*

Did you know, since its launch in 2013, the NI Small Business Loan Fund has provided over £6m of loans to over 270 businesses all across Northern Ireland. 

* Credit is subject to status, affordability assessments, and credit checks. Terms and conditions apply.

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